Historic returns

as of January 2017

Please note that future returns may not follow past returns

2012 2013 2014 2015 2016
Capital Loss 0 0 0 0 0
Monthly interest earned by investors 1% 1% 1% 1% 1%
Annualised interest earned by investors 12.68% 12.68% 12.68% 12.68% 12.68%
Averages

as of January 2017

Average loan size

£116,000

2015

£190,000

2016

Average yearly return

12%

2015

12%

2016

Average loan term

9 months

2015

8 months

2016

Average time funds are lent until redemption

10 months

2015

10 months

2016

Average loan to value

61%

2015

58%

2016
Lending statistics

as of January 2017

Loans to companies

14%

2015

6%

2016

Loans to individuals

86%

2015

94%

2016

1st Charge loans

34%

2015

42%

2016

2nd Charges

64%

2015

58%

2016

3rd Charges

2%

2015

0%

2016

Percentage of the loans invested by family funds 93%

Average time to sell a loan on the secondary market
45 minutes

Arrears and defaults

as of January 2017

Percentage of loans that... 2015 2016
Repay on or before the loan term 72% 74.5%
Require / offered an extension 26% 24%
Are in default with possibility of repossession 2% 1.5%
Security repossessed 0% 0%
Percentage of interest that is returned during default period 100% 100%
Percentage of loans where full capital and interest is returned 100% 100%

Please be aware that an investment through BridgeCrowd involves an investment in an interest rate receivable, from loans secured against property in the UK. Whilst the underlying loan is secured against property, remember, the value of your investment can go down as well as up. Also, past returns are not necessarily a guide to future returns. The net return shown for each investment is the net return after fees but before any deduction for tax and the return is specific to each loan.