Historic returns

as of July 2018

Please note that future returns may not follow past returns

2012 2013 2014 2015 2016 2017 2018
Capital Loss 0 0 0 0 0 0 0
Average monthly interest earned by investors 1% 1% 1% 1% 1% 1% 0.9%
Average annualised interest earned by investors 12% 12% 12% 12% 12% 12% 10.8%
Averages

as of July 2018

Average loan size

£212,000

Average yearly return

11.8%

Average loan term

9 months

Average time until overdue loans are repaid

3 months

Average loan to value

59.2%

Lending statistics

as of July 2018

Loans to companies

8%

Loans to individuals

92%

1st Charge loans

38%

2nd Charges

62%

3rd Charges

0%

Percentage of the loans invested by family funds 93%

Average time to sell a loan on the secondary market
1 hour 35 minutes

Arrears and defaults

as of July 2018

Percentage of loans that... 2015 2016 2017 2018
Repay on or before the loan term 72% 74.5% 76.2% 75.1%
Require / offered an extension 26% 24% 28% 25%
Security repossessed and sold by receivers 0% 0% 0.7% 0.9%
Percentage of interest that is returned during default period 100% 100% 100% 100%
Percentage of loans where full capital and all interest is returned 100% 100% 100% 100%

Please be aware that an investment through BridgeCrowd involves an investment in an interest rate receivable, from loans secured against property in the UK. Whilst the underlying loan is secured against property, remember, the value of your investment can go down as well as up. Also, past returns are not necessarily a guide to future returns. The net return shown for each investment is the net return after fees but before any deduction for tax and the return is specific to each loan.